Business Package
Our business policies cater to your individual needs with coverage for retailers, offices, guesthouses, condominium corporations, property owners and more. Our policies incorporate coverage in a single document and can include:









Loss of or damage to property
Loss of profits through business interruption
Theft of cash on or off of the premises
Legal liability to third parties
Legal liability to employees and much more.

Together, we can design a policy for your specific needs and with our ongoing first class service, we will ensure that your policy continues to provide the protection you require throughout the years to come.

Business Travel
This policy is available on an annual basis, which covers lost or damaged baggage, lost or damaged money, personal accident, cancellation charges, medical expenses, personal liability and departure delay.


Commercial Vehicle
Our Commercial Vehicle policy provides you with the coverage that best suits your businesses activities, needs and requirements. Coverage includes:




Loss of or damage to vehicle
Legal liability to third parties and more.

Contractors Insurance
For large or small, single or multiple projects, our Contractors All Risks policy covers you during construction of your building. Our policy covers:








The structure in the process of construction
Temporary buildings
Constructional plant tools & equipment
Employees personal effects
Legal liability to third parties and more

Group Health
We offer both group and individual health schemes. Our group health plan offers major medical, semi-private ward coverage as well as optional vision and dental care. We are also able to offer individual health cover by way of our affiliation with BUPA International.

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Financial & Professional Risks Insurance Practice
We have access to global insurance markets, bringing a wealth of experience in customising coverage for Directors of all types of companies.

From small commercial industries, through e-commerce and technology companies, to all types of mutual/investment funds, securities dealers and financial institutions, we can ensure the Directors are afforded comprehensive insurance for their particular exposures.

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Professional Indemnity
We have a long history of providing Professional Indemnity and Errors and Omissions insurance for professions, including Lawyers & Solicitors, Architects & Engineers, and Medical Practitioners. We further specialise in the Finance and Investment industry, and are able to offer bespoke policies according to specific business type.

Retirement Plan
Our bundled services offered through Freisenbruch-Meyer Insurance Services Ltd. (FMIS) gives you an option of either a Bermuda registered product which is approved under the Bermuda Pension Legislation with the Pension Commission or an International non-registered retirement plan which gives the ability to customize a plan for any non-U.S. expatriate employees.

We also have individual products for employees in registered and non-registered plans that can allow them to open accounts when the time is right. Individuals may want to consolidate their various retirement accounts to a single provider for ease of administration and lower costs. FMIS can help individuals throughout the golden retirement years.

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75 Front Street
Hamilton HM 12
Bermuda

P.O. Box HM 836
Hamilton HM CX
Bermuda

Phone: (441) 296-3600
Fax: (441) 295-6209
e-mail: info@fmgroup.bm